The Financial Smith

The Financial Smith is a CPA-led, tech-enabled firm building financial infrastructure for nonprofits and early-stage companies. Your books are current every day (not reconstructed at year-end) so you can walk into a board meeting or an investor call knowing exactly where you stand. We handle full-cycle bookkeeping and monthly close on a fixed schedule. We layer on real-time dashboards, budgeting and forecasting, and board or investor reporting. Nonprofits get functional expense allocation and grant reporting that holds up to an audit. Startups get clean books and the numbers they need in front of investors. Fractional CFO support is available when you need a finance partner rather than a bookkeeper.

Digits is an AI-native accounting platform. Transactions arrive from more than 12,000 financial institutions and are categorized as they happen, and its dashboards are live rather than a month behind. That lets us spend our time on structure and interpretation instead of data entry: a chart of accounts and program structure that fits how you actually operate, clean reconciliations, and reading the results back to you in plain language.

Your books are closed on a set monthly schedule, and between closes you're not waiting on us. You can check cash, burn, or spending against a budget or grant line any time and get a real answer.